How to Choose the Best Identity Theft Protection Services

Speaking of the best identity theft protection services, you need to first learn what does an ID protection service means.

Identity theft protection services involve reviewing, monitoring, restore ID, and help claiming ID theft insurances. Completely preventing ID theft is not possible, as miscreants find loopholes to get hold of your personal information.

The best identity protection services have professionals to monitor dubious activities on your account such as change in personal information or credit card expenses. For anything that raises suspicion about identity theft, you would need to allow them limited power of attorney, so that they can act on your behalf to resolve the stolen identification issues.

What the best identity theft protection services offer

You need to keep a close eye while finalizing the best id theft protection service.

Credit monitoring

The best identity protection services take care of credit monitoring with the help of CRA. Your credit activity gets tracked and you are alerted when a lender checks it for auto loan, new loan/credit is opened in your name, receipt of late payment notification from collector/creditor, credit limits/personal information gets changed, bankruptcy is declared publicly or legal judgment pending against you.

Identity monitoring

The top identity theft protection services take identity monitoring seriously by cross-referencing databases containing your personal information. In case you get new orders for wireless/cable services/utility, new court/arrest records, cheque/cash request, etc. then the monitoring services get alerted.

Identity restoration

Identity restoration is a prime exercise for being the best identity protection service. They obtain limited power of attorney to act on your behalf, to resolve identity theft issues. You need to hand them over a copy of the FTC complaint and police report as well. Since they are well connected with legal people, you don’t need to immerse yourself in all the legal details.

Identity theft insurance

The best identity theft protection services in 2017 involved identity theft insurance as well. These insurances cover limited costs incurred due to identity theft. You can reimburse expenses incurred for reclaiming financial identity and fixing credit reports. Identity reclaiming is a tedious job as the miscreants would have already committed crimes with your personal details. These insurance can be clubbed together with a home owners or renters plan or independently bought.

What the best identity theft protection services fail to do

Even the best identity theft protection services come with the following incapabilities and thus cannot ensure full identity protection:

  • Identity theft prevention online
  • Inability to monitor the areas forbidden by privacy laws
  • User information leaks when identity theft protection agencies themselves are hacked
  • Identity thefts that already exist

Identity theft prevention online

As is known to all, the best identity theft protection services cannot offer identity theft prevention.

But there is one thing can do it. The VPN.

Using a VPN (Virtual Private Network) is an awesome privilege to maintain scalable, fast and secure services over the internet. It is one of the best identity theft protection measures that protects your identity across the web by encrypting everything you share online.

When choosing the VPN services, NordVPN is the one that you should consider.

It is one of the best VPN services recommended by users afraid of identity theft. It excels in the following parts:

  • Online transactions including banking and online shopping or internet browsing can be done safely across its VPN as your identity stays anonymous to prevent security breaches by malicious people or software applications.
  • You can securely use public Wi-Fi hotspots, control web traffic using mobile apps, manage multiple devices’ identity protection at a time as well.
  • Downloading Chrome and Firefox extensions is possible through intuitive interfaces for Mac and Windows systems.
best identity theft protection: vpn service
Try NordVPN for identity theft prevention

Inability to monitor the areas forbidden by privacy laws

Even the best family identity theft protection services have their limitations. There are instances where the privacy laws prevent agencies from monitoring various data. The FTC Act for consumer protection law prevents unfair or deceptive practices for online and offline privacy and data security policies. The COPPA prevents online information collection from children.

The Gramm-Leach-Bliley (GLB) Act manages the use, disclosure and collection of financial information and is applicable to security firms, banks, financial service providers, and insurance companies. This act restricts disclosing non-public personal data.

The Health Insurance Portability and Accountability Act (HIPAA) controls medical information and include healthcare providers, pharmacies, data processors, and anyone involved with medical information. It basically manages collection and use of protected health information and targets to protect medical data.

best identity theft protection - privacy laws

User information leaks when identity theft protection agencies themselves are hacked

There are cases of website hacks, where even the best ID protection services fail to help you out. As their own data and website is open to fraudulent activities, it’s tough to believe that your information will be protected from any kind of infringement.

best identity theft protection - user information leaks

Identity thefts that already exist

When there is already an existing identity theft case, what measures can anyone take to revive the identity and recover the losses. The only way to secure is approach the FTC and police to get hold of the situation and prevent further damage to your account or reputation.

best identity theft protection - previous identity theft

How to choose the best identity theft protection services

While choosing the top identity theft protection services for your personal or business needs, make sure that they adhere to the following points.

Whether they require credit reports from all the credit bureaus

Ensure that the best identity theft protection service involves reports from the major credit bureaus of the USA, namely Equifax, Experian PLC, and TransUnion.

Whether they alert via all means like text, email, calls, etc.

It is essential to know the way these identity theft protection services communicate, as more the options better the scope to get hold of things.

Whether they offer relaxing legal support when your identity is stolen

Only among the best identity protection services you obtain legal support to resolve the issues. The firm that offers legal help without pulling you into it needs to be the best pick for you.

Whether they offer family options

The best family identity theft protection services need to ensure that they not only protect the identity of the couple but also unlimited kids along with them.

Ease-to use websites and app

Intuitive websites and user-friendly apps for accessing identity theft protection services is a good option. If the services comprise both a mobile and a desktop version as well, then you are lucky to have them.

Whether they have any black records, such as information leaks

Make sure that they don’t have any record of information leakage in the past, as it might make your data vulnerable to even more fatal situations of identity thefts.

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