How To Remove a Payment Method on iPhone [Updated 2025!]

Part 1. How To Remove a Payment Method on iPhone | Step-by-Step Guide

The simplest way to delete a card or other added account is to do it on your iOS device. Managing these methods is vital for keeping control over your purchases and subscriptions. You might need to update your financial information or remove an outdated payment method. The process to do so is simple and quick on an iDevice. Follow these steps to learn how to cancel payment method on iPhone:

Step 1. Commence the task by locating and tapping the "Settings" icon on your phone's home screen. On the top of the following screen, press your name and select “Payment & Shipping.”

Step 2. Here, you will be asked to sign in with your Apple ID credentials for security concerns. Afterward, tap “Edit” in the top corner of the screen and use the red "Minus" sign to “Remove” the targeted method.

Part 2. How To Remove a Payment Method on iPhone Using Other Devices

Sometimes, you may not have access to your iOS device, but you still need to manage these methods. To do that, Apple allows you to remove a payment method linked to your Apple ID using other devices. This flexibility ensures you can update your financial information from anywhere. Explained below are the top 3 ways how to delete payment methods on iPhone using other devices:

2-1. Remove a Payment Method on Your MacBook

A good way to manage your payment methods is to access it on your Mac, since it is linked with the same account. Additionally, this method is useful when you don't have access to your phone but still need to manage your payment options.

To streamline the whole process, you can also do so using the App Store. By following the guide given below, you can learn how to remove a credit card from Apple ID:

Step 1. Start the process by clicking the App Store icon located in your Dock or finding it through Spotlight Search. Following that, sign in using your Apple ID credentials if you're not already logged in.

Step 2. Now, proceed to tap your name and opt for the “Account Settings” option to proceed. Then, find and click the “Manage Payments” located next to the “Payment Information” option.

Step 3. Here, find the payment method you wish to delete and tap the “Edit” option next to it. Finally, hit the red “Remove Payment Method” button to update your financial information.

2-2. Remove a Payment Method Using a Windows PC

You do not specifically need an Apple device to manage your payment options for your iDevice. Using a Windows PC, you can remove outdated payment methods through the Apple Music or the Apple TV app.

This method is particularly useful if you rely on a PC but still need to make updates to your Apple ID account. Let's explore how to remove Apple Pay from iPhone using your computer:

Step 1. Proceed to launch the Apple Music or Apple TV app on your Windows PC and click your name at the bottom of the sidebar. Now, opt for “View My Account” and sign in with your linked account if prompted.

Step 2. Following that, proceed to “Payment Information” to choose the “Manage Payments” option. Lastly, tap “Edit” next to the method you wish to erase and hit the “Remove Payment Method” button.

2-3. Remove a Payment Method Online via account.apple.com

Another convenient way to achieve your goal is to do it through your Apple Account website. Using this technique lets you manage your payment methods without needing any trusted device. Moreover, it is ideal for users who prefer using a browser to update their account settings. Below are the steps to learn how to remove payment from Apple ID using the official site:

Step 1. Utilize a secure web browser on a device to visit the Apple Account website and log in. Moving forward, approach the “Payment Methods” tab from the left side and click “Manage Payment methods.”

Step 2. Once you access the window with the payment method, tap “Edit” next to the one you wish to delete. Lastly, press the “Remove Payment Method” button and confirm your action to complete the process.

Part 3. Why Can't I Remove a Payment Method on iPhone?

There are times when you fail to delete a targeted method despite following the necessary steps. While it can be frustrating, you need to find the key reasons that are causing this problem. After understanding the reasons behind it, you can find a fix and successfully update your payment information. In the following section, there are some causes why you failed to learn how to remove the card from your iPhone:

1. Active Subscriptions

You might have some active subscriptions linked to your Apple ID. In such cases, Apple requires you to maintain at least one valid payment method to avoid interruptions in service.

2. Unpaid Balances or Charges

Outstanding charges or unpaid balances on your Apple ID account can prevent you from removing a payment method. Make sure all charges are paid before attempting to remove it.

3. Family Sharing and Purchase Sharing

Sometimes, when you are the organizer in a Family Sharing group, you may not be able to remove your payment method. It is because you will need to add another valid payment method to the account before removing the previous one.

Part 4.Solutions To Fix Cannot Remove a Payment Method on iPhone

When you are unable to get rid of an unwanted payment option, there is no need to panic. Several solutions are available to resolve this issue for each possible scenario. Explored below are 4 tested methods to address this issue to help you discover how to remove the payment method from Apple ID:

Solution 1. Cancel Any Active Apple Subscription

You will not be able to remove a payment method if you are using it to pay for some services. Apple requires a valid payment method to ensure that subscriptions continue without interruption. By canceling any active ones, you can remove the targeted method from your account.

Using this solution via these steps is the first way to resolve the issue and learn how to remove the payment method in Apple ID:

Step 1. On your iOS device, launch the Settings app and tap your name to access account settings. Here, scroll down to press the “Subscriptions” option and view all active and expired subscriptions linked to your Apple ID.

Step 2. Now, locate the one you wish to cancel and select it to tap the “Cancel Subscription” button. Following that, confirm your decision when prompted and try to remove the payment method later.

Solution 2. Disable the Purchase Sharing Feature

This feature links the payment method of the family organizer to all family members' purchases. As long as it is active, you may be unable to remove the targeted method from your device. By turning off Purchase Sharing, you can regain control of your Apple ID payment settings. These instructions can be followed to deactivate this feature and discover how to remove the payment card from your iPhone:

Instructions. Approach the device settings to access your account configurations and tap the “Family Sharing” option. On the subsequent screen, opt for the “Purchase Sharing” feature and disable it via “Stop Purchase Sharing.”

Solution 3. Add an Alternate Payment Method

There are times when you face hurdles when trying to delete the only added method on your phone. In such a scenario, adding an alternate payment option can help you remove the old one. Apple requires at least one valid payment method on file for purchases and subscriptions. Adding a new one using these steps can help when you are unable to remove the payment method:

Step 1. Make your way to your phone settings and tap your name from the top of the screen to proceed. Here, scroll down to tap the “Payment & Shipping” option and enter your Apple ID password when asked.

Step 2. On the following screen, press the "Add Payment Method" button and enter all the information for the new option. When you have added all the details, tap "Done" to save the new payment method.

Solution 4. Contact the Apple Support

Tried the previous solutions and still can't remove a payment method from your phone? When you face such a situation, contacting Apple Support is your best option. There may be underlying issues with your Apple ID or payment account that need professional attention. Apple Support can help you troubleshoot the issue and check for any restrictions you are under.

They can also guide you through the necessary steps to resolve the problem. You can contact Apple Support through the official site or its dedicated app. Provide a detailed explanation of the problem you are facing, including any steps you’ve already taken. They may guide you through further troubleshooting to answer how to remove the Apple payment method.

Pro Tip. How To Remove the Apple ID From Your iPhone Without Passcode

In addition to the payment method issue, users can face various problems on their iOS devices. In many cases, people forget the credentials to their Apple ID and get locked out of their phone. Since there is no way to recover these credentials, they will need outside tools to remove the passcode from the phone.

For this purpose, the ideal solution is Dr.Fone - Screen Unlock (iOS), which allows you to bypass these security barriers. It is a powerful tool designed to help users unlock their devices and Apple IDs in various situations. When you've forgotten your passcode or have an issue with your account, it offers an effortless solution.

This program can help you unlock your mobile and supports a wide range of iOS versions, including the latest ones. Moreover, it is easy to use and provides an efficient way to regain account access. Apart from that, it excels at bypassing the iCloud Activation Lock and removing the Screen Time passcode. The tool walks you through simple steps to remove the Apple ID from your iDevice without requiring the passcode.

Dr.Fone - Screen Unlock (iOS)

Remove the Apple ID From Your iPhone Without Passcode.

• Simple, click-through, process.
• Remove screen passcodes, Face ID, Touch ID and Apple ID with ease.
• Bypass iCloud Activation Locks without Password.
• Bypass MDM and screen time without data loss.
• Supports the latest iOS version fully!

Available on: Windows Mac

Start Download

Start Download

4,979,104 people have downloaded it

Simplified Steps To Remove the Apple ID From Your iPhone Without Passcode

With this tool, you don’t need to worry about complex procedures or technical expertise. It ensures that you can continue using your mobile phone without any disruptions. The following elaborate guide should prove enough to help you remove the Apple account from your iDevice:

Step 1. Approach the Screen Unlock Menu to Find the Remove AppleID Option

To begin, launch Dr.Fone – Screen Unlock (iOS) on your computer and head to the “Toolbox” section. Next, choose the “Screen Unlock” option and select “iOS” when prompted to choose the platform. Afterward, click the “Remove AppleID” button and link your iOS device via a reliable USB cable. Once attached, hit the “Unlock Now” option on the following screen to start the process.

Step 2: Answer the Questions Asked About Your Phone

Moving forward, you’ll be asked whether your device has a screen lock and 2FA enabled. If these features aren't activated yet, turn them on and confirm by selecting “Yes” for each prompt. Then, it is time to enable Recovery Mode on your device by following the on-screen instructions. As soon as the software detects your “Device Model” in this mode, it will ask you to choose the firmware version.

Step 3: Verify the iOS Firmware to Complete the Operation

Now, use the “System Version” option to opt for the desired option and click “Start” to begin downloading. After the download finishes and the file is verified, tap “Unlock Now” to move forward. When the warning prompt pops up, input the code displayed on the screen to confirm you agree. Finally, use the “Unlock” option and allow the software to remove the Apple ID.

Conclusion

In summary, knowing how to remove a payment method on your iPhone is critical to managing your purchases. Doing so can be tricky due to various factors like active subscriptions, unpaid balances, or family-sharing settings. However, you can easily update your payment preferences by following the appropriate steps.

When you need to remove your Apple ID but have forgotten the passcode, Dr.Fone - Screen Unlock (iOS) is an excellent choice. Its effective features allow you to remove your account and regain access to your device. When dealing with Apple ID or iCloud Activation Lock issues, Dr.Fone offers a hassle-free experience.

safe & secure

4,357,543 people have downloaded it